dubizzle Cars Insurance
Get multiple quotes from top UAE insurers. Same-day policy. Best price, zero hassle.
Why Choose dubizzle Cars
GCC's leading car marketplace and services provider. Trusted by millions.
100,000+
Car Inspections
22,000+
Evaluation Certificates
8,500+
Insurance Policyholders
6,000+
Car Financing
4.7/5
Average Rating
Which Insurance Cover Do I Need?
Understand the difference between Third Party Liability and Comprehensive coverRecommended
Comprehensive Cover
Covers your own car for accidental damage
Covers third-party vehicles and property damage
Protection against theft
Protection against fire damage
Option to add agency repair and roadside assistance
Best for newer or financed cars
Third Party Liability
Mandatory by law
Covers damage or injury you cause to others
Doesn't cover your car
Best for older model cars
Trusted by the UAE’s Leading Insurers
We work directly with top insurers to provide quick and trusted service.
What You’ll Need to Apply
Please have these documents ready to get your insurance approved quickly.
Emirates ID
UAE Driving License
Mulkiya
Have Questions? We've got answers!
Request a call back or reach out to us for any assistance.
Frequently Asked Questions
Find quick answers to the most common queries about our services, processes, and support. If you can't find what you're looking for, our team is always here to help.What documents are needed to apply for car insurance?
Typically, you’ll need the following documents:
- Emirates ID
- Valid UAE driving license
- Vehicle registration card (Mulkiya)
- Previous insurance details (if applicable)
What types of car insurance are available in the UAE?
In the UAE, there are two main types of car insurance:
- Comprehensive Car Insurance: Provides full coverage for your own vehicle as well as third-party damages.
- Third-Party Liability Insurance: Covers damages or injuries caused to others but does not cover your own car.
How do I choose the right car insurance plan for me?
Choosing the best car insurance in the UAE depends on your car’s value, budget, and coverage needs:
- New cars usually need comprehensive insurance.
- Third-party insurance is generally suitable for older cars.
- Compare add-ons like roadside assistance or replacement car.
- Balance premium cost with protection offered.
Can I transfer my car insurance to a new owner when I sell my car?
No, car insurance in the UAE is non-transferable. When you sell your vehicle, the new owner must purchase a fresh policy under their name.
What factors affect the cost of car insurance in the UAE?
Car insurance premiums in the UAE depend on several factors:
- Driver’s age and driving history
- Car make, model, and year
- Location and claim record
- Type of coverage and add-ons
How long does it take to get my insurance policy issued?
Most insurers issue a car insurance policy within 24 hours once documents and payment are completed.
Can I cancel my car insurance and get a refund?
Yes, you can cancel your car insurance in the UAE. Refunds are usually pro-rata, meaning you get back the unused portion of your premium after deducting any admin or cancellation fees.
Does my insurance remain valid if I move to another emirate?
Yes, your car insurance policy is valid across all emirates in the UAE.
What does own damage cover mean in vehicle insurance?
Own damage cover protects your car against accidental damage, theft, fire, or natural disasters. It ensures that repair or replacement costs for your vehicle are covered, depending on your policy.
Does insurance cover roadside assistance for my vehicle?
Many comprehensive plans include roadside assistance services such as towing, battery boost, and flat tire help. Check your policy to confirm.
Is car insurance mandatory in the UAE and what’s the minimum coverage?
Yes, car insurance is mandatory in the UAE.
The minimum required coverage is Third-Party Liability Insurance, which protects against damages or injuries you may cause to others but does not cover your own vehicle.
The minimum required coverage is Third-Party Liability Insurance, which protects against damages or injuries you may cause to others but does not cover your own vehicle.
What is the renewal deadline for car insurance in the UAE?
Car insurance must be renewed before your vehicle registration expires, usually every 12 months. Renewing on time ensures your coverage remains active and avoids fines.
Can I customize my car insurance with add-ons?
Yes, most car insurance policies in the UAE allow you to enhance your coverage with optional add-ons based on your needs. Common add-ons include:
- Roadside assistance: towing, battery jump-start, or emergency fuel
- Personal accident cover: protection for driver and passengers
- Replacement car service: temporary vehicle while yours is under repair
- GCC-wide coverage: extended protection across all Gulf countries