Immediate Joiner: Credit Risk & Portfolio Monitoring Specialist | Managed INR 20,000+ Cr Portfolio

AED 4,000 - 5,999 per month

Sharjah, UAE

Full Time

2-5 Years

Masters Degree

Job Details

I am a dedicated Credit Monitoring and Risk Specialist with extensive experience in the Banking and Financial Services sector, currently residing in Dubai on a visit visa and available to start immediately.
In my most recent role at Tata Capital Limited, I independently managed a massive corporate portfolio exceeding INR 20,000 crore, focusing on renewable energy and infrastructure. While my official title was Assistant Manager, I successfully executed Senior AVP-level responsibilities, including conducting thematic portfolio reviews and leading Credit Monitoring Committee meetings.

What I bring to your organization:
Expert Portfolio Management: Skilled in credit hygiene, risk analysis, and identifying remedial measures for large-scale corporate portfolios.
Structured Finance Expertise: Specialized in managing cash flow through TRA, Escrow, and DSRA mechanisms to ensure repayment control.
Technical Proficiency: Advanced skills in Financial Modeling, Forecasting, and Business Analytics using Excel to predict credit costs and project profitability.
Automation & Compliance: Architected automated tracking dashboards to ensure 100% regulatory compliance and post-disbursal monitoring.
Process Improvement: Proven track record in Root Cause Analysis (RCA) and implementing recovery strategies that improved collection efficiency.

Education:
PGPM (Finance) – ICFAI Business School, Mumbai (CGPA: 8.19)
BCA – IMS, Ghaziabad

I am a fluent English and Hindi speaker looking to apply my analytical rigor and strategic monitoring expertise to a leading financial institution in the UAE.

Contact Information:
Phone: +971-52-125-4422 / +91-7053788675
LinkedIn: linkedin.com/in/dipika-majud

Languages

Any

Nationality

Any

Location

Sharjah, UAE

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