Puransingh Chauhan

I’m looking for genuine advice on possible loan options in the UAE. Here is my situation: * Monthly salary: AED 35,000 * Salary bank: Mashreq Bank * Credit score (AECB): Around 300 * Credit history: I had loan defaults in the past, but I have already negotiated settlements with the banks and received settlement letters with discounted settlement amounts. Because of my past defaults and low AECB score, I’m finding it difficult to qualify for a new loan through the usual banking channels. Despite my credit history, I have a regular monthly salary and want to find a legitimate way to obtain financing and manage my financial obligations responsibly. My questions: 1. Are there any UAE banks or licensed finance companies that may consider applications in this situation? 2. Are there legitimate financing options for salaried employees with a low AECB score? 3. Are there any reputable debt restructuring or alternative financing solutions worth exploring? I’m looking for genuine advice from people who have faced a similar situation or understand the UAE lending market. Please don’t suggest anything involving upfront fees, advance payments to brokers, or unrealistic promises of guaranteed loans. I’m happy to follow a legitimate process and provide the required documents directly to a regulated provider. Thank you for your advice and suggestions.

UAE/Dubai: Any Loan Options for Someone Earning AED 35,000/Month With a Low AECB Score?

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